Child Asset Builder
Give your children a head start
Emergency Funds
Over half of Americans could not come up with $400 in an emergency.
Compound Interest
Compound interest is the addition of interest to the principal sum of a deposit. In other words, interest on top of interest.
Social Security
Social Security was never meant to cover more than 40% of your income when you move into retirement.
Leave a Generational Legacy
Compound interest is magical. It amounts to interest on interest. What if you could use the magic of compound interest for decades (i.e., a child policy), yet never pay taxes above basis because you take distributions as a loan?
It is not deemed as income, is not subject to required minimum distributions, and will not affect taxation on social security if in a life insurance policy. Death benefits are tax-free as well.
As a parent or grandparent, you can leave a legacy by using the magic of compound interest.